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Baccarat is one of the easiest card games to pick up. Yet, it remains a favourite among casino players for a reason. It’s simple to learn, but there is more to it than just betting on the Banker. This guide covers the rules, betting options, and strategies that work at the best baccarat online casinos. If you want to play online baccarat, you’re in the right place to learn the essentials.
1 | 100% Bonus up to $1,600 | 4.6/5 Read JackpotCityCasino Review |
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2 | 100% Match Bonus to all three first deposits! | 4.8/5 Read SpinCasino Review |
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3 | Up to $300 Bonus Across First Two Deposits | 4.6/5 Read PlayAmo Casino Review |
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4 | 100% Match Bonus up to $200! + 100 Spins | 4.7/5 Read Karamba Review |
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5 | Welcome Deposit Bonus of up to 500 Free Spins! | 4.7/5 Read NetBet Review |
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6 | 100% Up to €100 | 4.7/5 Read Mega Casino Review |
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7 | 200% Match Bonus Up to $2500 | 4.6/5 Read DreamVegas Casino Review |
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8 | Match Welcome Bonus Package up to $5,000! | 4.7/5 Read Wild Casino Review |
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9 | Up to 260% Match Bonus! | 4.7/5 Read El Royale Casino Review |
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JackpotCity Casino is online since 1998, which makes it the oldest online casino with baccarat games on this list. It is duly licensed and regulated by two important and relevant authorities, namely the Malta Gaming Authority and the Kahnawake Gaming Commission, a great sign that playing its cards games is safe.
Their minimum deposit amount to start playing live dealer baccarat games starts at $10,
which is also enough to unlock their welcome bonus. Unfortunately, the downside is that their JackpotCity Casino bonus does not apply to baccarat games. That is mostly due to the high payout of such titles, especially Evolution Baccarat – with a 98.94% RTP.
Whenever necessary, their live support offers over a dozen languages and is readily available at any time of the day. Add their history and reputation, and it will be clear why the JackpotCity Casino baccarat games are recommended.
Counting with their JackpotCity live casino games, we have almost 10 different baccarat variations. As it normally has a reduced number of titles compared to other games, such as blackjack, that is a great mark.
Overview
Founded in 2001, Spin Casino currently counts on the same game catalog available at JackpotCity Casino, but no available app. Fortunately, the website licensed in Kahnawake and Malta counts on a responsive layout that offers the best baccarat games for mobile playing.
Deposits start at $10, and Spin Casino payment methods are among the most practical ones found in baccarat casino websites. On the downside, the welcome bonus applied to the first deposits cannot be used for baccarat.
Fortunately, Spin Casino players can participate in their loyalty program. Everyone who signs up to the casino is automatically getting loyalty points for playing games such as baccarat. In exchange, those credits can be exchanged for bonuses. It is an infinite cycle that results in more profit for its players.
In addition to those features, the Spin Casino support is one of the best in this list, making it a reliable website. Whenever you get tired of playing free baccarat games and decide to bet for real, your winnings can be withdrawn as fast as 24 hours after the request. Those characteristics made it deserve a spot on the best online gambling sites for baccarat.
Overview
PlayAmo Casino offers one of the greatest catalogs of baccarat games found in online casinos, with over 30 different games. The casino, established in 2016, has a great mix of single-player and live baccarat games to play for real money or for fun.
With so many options, it will be easy to cover the wagering requirements of PlayAmo Casino bonuses, applicable to baccarat games. They contribute 5%, which is better than excluding it from the offers, which is quite common among casinos. Besides two initial deposit bonuses, PlayAmo has a reload bonus applicable every week.
Deposits start as low as $10, which is also the minimum PlayAmo withdrawal amount. Also, it has a great number of payment methods, including several cryptocurrencies not found in other online casinos. That combination of features involving baccarat games and user experience made it deserve a place in this selection.
Overview
Established in 2005, Karamba has recently been indicated to an operator award, meaning its work is taken seriously. Besides, it is regulated by four different authorities, demonstrating its compliance with regulations worldwide.
Similar to what is found on other online casinos from this list, Karamba Casino has most of its best baccarat games in the live dealer page. There are so many variations that Karamba reserves a special category for Baccarat, which is fairly uncommon on most websites.
It does have a special bonus, but table games are not included. Fortunately, that also means no distractions will block the minimum deposits of $10 with wagering requirements. As soon as a withdrawal is requested, they promise to process it within 48 hours, which is a great payout speed.
Finally, the more you play, the highest your VIP ranking positions. With it, many different rewards come along, duly specified in our Karamba review.
Overview
NetBet has been providing casino and sports since 2001, currently regulated by two of the most prominent licensors out there (UKGC and MGA). The small minimum deposit amount of $10 allows bets on their baccarat live games, but there is a Mini Baccarat game with a free demo version.
Whatever the gaming choice, it is possible to gamble through a computer or mobile device, including their NetBet casino app. Unfortunately, their bonuses that work with any device is not available for baccarat games. On the bright side, that means any winnings will be withdrawable without extra wagering requirements.
We should highlight that they tend to charge a fee for large withdrawals. Considering their fast payout of 24 hours and the methods available, it would be a great choice for low rollers. For those willing to withdraw a lot, we suggest looking at the other best sites for baccarat.
Overview
Founded in 2010, Mega Casino already collects 10 years of know-how and experience with users, including those that are baccarat fans. They focus mostly on live baccarat games, which is not a problem, as their welcome bonus is small and applies to slots only. Therefore, if your goal is to bet with live dealers and experience what a real casino feels like, try Mega.
It is possible to wager for real money from $10 deposits, which can be multiplied by several times if you are lucky. Withdrawals from Mega Casino are only a bit higher, needing a total of $20 or more. Unfortunately, we need to highlight that this online casino applies fees to certain payment methods, a feature that we do not find in others listed here.
It relies on an MGA (Malta Gaming Authority) license and offers SSL encryption, but fails to provide a live chat. Their support is given via email, so keep that in mind when registering
Overview
DreamVegas Casino was established in 2018 and counts on three different licenses like other older casinos in this selection. Although it focuses on slots, it offers at least one single-player and one live version of baccarat. For the traditional players simply looking for a reliable gambling site to play baccarat, that should be enough.
Both deposits and DreamVegas Casino withdrawals ask for a minimum of $20, which is a great feature combined with their payout speed of 1-2 days. As their bonus does not apply to table games in general, the wagering requirement will never be a trouble for baccarat players. Instead, recurrent users should aim at participating in their exclusive VIP program.
Differently from other casinos with online baccarat games, DreamVegas selects their best players to get special rewards. Among them, faster withdrawals, recurrent bonuses, and premium support – although their live support also works well enough.
Overview
Wild Casino is established in Panama and has been online since 2017 when it started to offer its best baccarat games. Besides its two traditional single-player baccarat titles, it also counts on a pair of live dealer lobbies with other titles. Therefore, it will suit better those who prefer the real experience of playing live.
Fortunately, its five welcome bonuses accept baccarat when it comes to completing their wagering requirement. The contribution of only 5% may extend the amount that is necessary to complete it, but that is still a pro. Besides, the Wild Casino bonus selection counts with other opportunities, including credits for inviting friends.
Depositing is easy, starting from only $10, but it is the immediate withdrawal processing time offered during the week that should be highlighted. In case of any questions, they also count on a live chat to answer their users.
Overview
El Royale Casino was founded in 2020, but it is duly licensed despite being a newcomer and offers great live support. Together with those features, players can enjoy a single traditional Baccarat game or head to the live rooms under “Live Dealer”. In any case, it is not an option for players who want variety over quality.
The best feature is found within El Royale Casino bonus, for it is one of the few casinos that have a 100% card bonus. The same applies to its sister-casinos, namely Red Dog Casino and Slots Empire Casino. Together with that special promotion, make sure to check El Royale no deposit bonus (slots only) or head to their welcome bonus that accepts board games.
In order to play for real money, the minimum deposit amount varies between $10 and $30, depending on the choice. While that is a great characteristic, El Royale does not support low withdrawals and requires at least $150, which makes it a better place for high rollers.
Overview
Casino Name | Available Bonus Types | RNG Baccarat Games | Live Baccarat Tables |
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JackpotCity Casino | Match Deposit | 4 | 14 |
SpinCasino | Free Spins, Match Deposit | 4 | 14 |
PlayAmo | Free Spins, Match Deposit | 22 | 144 |
Karamba | Match Deposit, Free Spins | 1 | 5 |
NetBet | Free Spins, Match Deposit | 4 | 8 |
Mega Casino | Match Deposit, Free Spins | 5 | 48 |
Dream Vegas Casino | Free Spins, Match Deposit | 2 | 4 |
Wild Casino | Cashback, Match Deposit, Free Spins | 10 | 31 |
El Royale Casino | Match Deposit, Free Spins | 6 | 1 |
While the classic baccarat game is still a perfect choice for single-player or live coups, it is worth trying something different now and then. Once you learn how to play baccarat you can transition to other versions. Check our brief explanation of each type and choose your favorite.
It is the simplest version of Baccarat, and it basically follows the standard rules and gameplay. Punto and Banco refer to Player and Bank, respectively. It is played with 6-8 decks, and the hands may receive up to three cards.
The Chemin de Fer variation, originating in France, is still popular in land-based casinos, where players bet against each other. With 8-12 players and six decks, the shoe moves across the table, and each player can take turns being the Banker. The highest bet represents all players, and the result is revealed. It’s a more complex version of baccarat, typically not found online.
Baccarat Squeeze is a great live dealer variation with several close-up cameras that allow the player to get involved in the action. Its name comes exactly from the act of squeezing cards, giving a simple turn some thrilling aura. Except for that, players follow the standard American rules, which are identical to Punto Banco.
The Baccarat Banque version can be considered an intermediate variation between Chemin de Fer and the baccarat we play nowadays. The casino holds the bank part, and additional players are welcome to bet – on the player’s hand only. Also, the total sum of player bets cannot surpass the Banker’s.
In addition to those features, it is played with three decks only.
Instead of being a possibility in certain situations, three cards are played as a standard draw in the Three Card Baccarat variation. It is played with a single deck of 52 cards, and usually comes with side bets.
The main bet is won by counting the hand with more face cards. In the case of a tie then the points are considered and a regular win is declared.
2 to 1 Baccarat is intended for low bettors, with smaller bets than those found in regular baccarat. Most of the rules follow the standard version, except that there is no commission involved, and that ties result in losing. Besides, the 2:1 payment that inspired its name is possible when the winning hand equals 8 or 9 with three cards.
This variation is quite a curious one, as the Player hand always starts with one 7. That ends up influencing the payouts and odds, with ties paying 7:1 – or 9:1 if it is a 7-point tie. In case the Player hand wins with 7 points, the payment is 1:2. On the other hand, Banker’s hands pay 9:5 for the same punctuation.
Asian Stud is a card game that combines baccarat and Pai Gow Poker. It uses the same counting values but adds the Joker (valued as an Ace) and setting methods from Pai Gow. 10s, J, Q, and K are worth 10, unlike standard baccarat. The key difference is that players receive five cards to form two hands, making it a more complex game that warrants its own page.
Baccarat Gold is a standard eight-deck variation that allows players to place up to nine bets on either Banker or Player hands. Players can bet on a hand plus the tie, or on the possibility of pairs.
The bonus side bets of Banker or Player pair bets are of 11:1. For the lovers of those additional features, it also allows squeezing and rotating cards.
Lucky Draw is what baccarat would be if it had origin with blackjack. Players get the chance to stand or double and receive the cards themselves. Therefore, there is no way to bet on the dealer’s hand.
As a side bet, the Block Bonus is based on the player’s two cards and the dealer’s up card. Its outcomes may pay for player’s cards of greater rank and for matching suits, with payouts varying from 2:1 to 35:1.
Numbers from 7 to 10 are removed in this variation, and the players are dealt a total of three cards and can even get a fourth one, all face down. That includes the Banker, which will also be one of the players. After the Banker also decides whether to draw or stand, the cards are compared and counted as in the standard baccarat version.
Featured a couple of times in this guide, the Mini Baccarat term refers to an 8-deck game that occurs on a smaller table. Besides, no extra options are offered when it comes to the third card – only for small values up to 5.
It is a quick and fun option, which we highly recommend checking among the live dealer
EZ Baccarat eliminates the difference between Player and Banker odds, compensating it by eliminating a specific Banker hand. It is the side bet Dragon 7, which is made as insurance, that pays alone 40:1. It occurs when three cards result in a 7.
Similar to EZ Baccarat, there are specific variations that eliminate the 5% commission on placing a bet on the Banker’s hand. As with any casino game in the best gambling sites for baccarat, players should expect some differences to compensate for that.
The most common trade-off in that situation is the elimination of a certain Banker hand. For example, a total of 6 points may pay only 50% of the normal winning.
Not as popular as video poker, the video baccarat version makes the simple game even simpler, by reducing all to automatic action. It is rare to be found and is yet to become appreciated by the big public.
The Professional Series franchise belongs to NetEnt, and it is based on the Mini Baccarat version we already mentioned. In case a tie occurs, and you bet on it, the expected payout is 9:1. It has great graphics and is straightforward to play.
The final baccarat variation on our list adds a jackpot, available as a side bet in PlayTech titles. The game follows standard baccarat rules, with different prizes for tie values. The jackpot is triggered by a tie of Ace and eight of the same suit, offering a payout of 10,000x the bet plus a 7% pot from every wager.
Before you start playing online baccarat, it’s worth learning the difference between free and real money options. Both serve a specific purpose, but offer different experiences. Here’s a quick overview of each to help you choose the best option for you.
Real Money Casinos | Free Baccarat Casinos |
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Online casino bonuses can give you extra value when playing baccarat, especially if you’re looking to boost your bankroll from the start. While not every bonus applies to table games, some operators provide specific baccarat promotions with low wagering requirements. Let’s explain the key bonus types worth considering.
A bonus provided to new bettors when they first register with a betting site. Typically includes free bets or a matched bet based on their first deposit.
A bonus that offers a certain number of free bets based on various criteria like deposit amount, betting patterns, or promotional offers.
A bonus given to existing bettors when they deposit additional funds. Often takes the form of matched bets or enhanced odds for certain events.
A bonus that rewards bettors for their consistent betting activity. It can come in the form of free bets, enhanced odds, or exclusive promotions.
A bonus tailored for VIP bettors with unique perks and benefits. Perks might include personal account managers, exclusive betting offers, and faster withdrawal options.
Baccarat has remained a popular card game at land-based and online casinos for good reason. It’s fast, and easy to grasp, and offers decent winning and payout baccarat odds. Still, like any casino game, it’s not without a few drawbacks. Here’s how it stacks up.
✅ Pros | ❌ Cons |
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Simple rules and fast-paced gameplay | Limited control over outcomes |
Low house edge on Banker bets | Fewer bonuses are eligible for baccarat promotions |
Available at most online casinos | Low payout odds compared to other casino games |
Live dealer versions offer immersive experience | Baccarat strategies have limited effect on the results of a round |
Suitable for casual and high roller players | |
Wide range of bet limits |
Baccarat is easy to get into, and the fast rounds can make it tempting to chase bets. That’s why it’s important to stay disciplined with your bankroll management and know when to log out from your casino account. All of our recommended online casinos abide by safe gambling practices and provide responsible gambling tools to help you stay in control while playing baccarat.
You can set limits on deposits, losses, and session duration, or take a self-check to monitor your gambling habits. If needed, short time-outs or a full self-exclusion of up to 5 years for extreme cases are available. For extra support, the following organisations provide free resources and professional help:
Absolutely not. All you need is to understand what each of the three regular bets means. Even counting the numbers and results are automatic. No baccarat strategies to win online are necessary to play online versions of this game.
Online baccarat is legal in several countries. Our recommendation is to verify if your country is within our guides on the upper menu. Always verify if the casino accepts your country – that is a good sign that online baccarat is legal there.
The first cards are “burned” and kept unknown in live dealer games. Besides, single-player games count with RNG software, and the game is too short to allow for card counting to help you win in baccarat. Therefore, that would make no sense.
Yes, most of the casinos we recommend allow playing baccarat games for free. Test the games and understand the rules, then start playing for real money.
Although rare, baccarat bonus offers do exist, mostly with a smaller contribution to wagering requirements. Simply verify our casino reviews to know which ones accept baccarat.
Leo Coleman is a co-founder and the editor-in-chief of Gambling ‘N Go, where he’s known for his sharp eye in spotting untrustworthy gambling sites and crafting in-depth reviews. With a background in content strategy and an MBA from Texas A&M, he brings a research-driven, reader-focused approach to every guide and article.