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🏆 Best Casino for Baccarat Online in 2024 - Rules & Strategy

Baccarat is one of the most popular card games in online casinos, and that is why we had to select the best sites to play it. Understand how easy it is to participate in a table, regardless of the variation you choose. Complete rounds may take less than two minutes from mobile devices or computers, perfect for quick gambling, so let us get to it.

🏆 10 Best Online Baccarat Casino Sites for Jun 2024 (In Short)

Our selection of the best sites for playing baccarat resulted in the following list:

  1. JackpotCity Casino – Several baccarat games, including high RTP ones (read more).
  2. Casino.com – Includes bonus with baccarat contributing to wagering requirements (read more).
  3. Spin Casino – High-quality baccarat games combined with a fast payout speed (read more).
  4. PlayAmo Casino – Best number of baccarat games in our selection (read more).
  5. Karamba – Ideal for those who prefer live baccarat games (read more).
  6. NetBet – Low rollers should try their baccarat games (read more).
  7. Mega Casino – Reliable baccarat live dealer games (read more).
  8. DreamVegas Casino – Trustworthy casino with a few baccarat options (read more).
  9. Wild Casino – A casino website with bonuses applicable to baccarat games (read more).
  10. El Royale Casino – The best selection of promotions, including cards-only bonuses (read more).

Quick Jump ⇣

JackpotCity Casino

4.6 (147 ratings)

JackpotCity Casino is online since 1998, which makes it the oldest online casino with baccarat games on this list. It is duly licensed and regulated by two important and relevant authorities, namely the Malta Gaming Authority and the Kahnawake Gaming Commission, a great sign that playing its cards games is safe.

Their minimum deposit amount to start playing live dealer baccarat games starts at $10,
which is also enough to unlock their welcome bonus. Unfortunately, the downside is that their JackpotCity Casino bonus does not apply to baccarat games. That is mostly due to the high payout of such titles, especially Evolution Baccarat – with a 98.94% RTP.

Whenever necessary, their live support offers over a dozen languages and is readily available at any time of the day. Add their history and reputation, and it will be clear why the JackpotCity Casino baccarat games are recommended.

Counting with their JackpotCity live casino games, we have almost 10 different baccarat variations. As it normally has a reduced number of titles compared to other games, such as blackjack, that is a great mark.

  • Over two decades in the gambling industry
  • A wide range of payment methods available
  • Fantastic mobile casino
  • Over 15 languages supported
  • Customer support available around the clock
  • No phone support
  • Not available for UK and US players
  • No in-depth details about general promotions
Why We Recommend
Great selection of games, a perfect entertaining layout, and over 20 years of history.
Best For
Players looking for enough baccarat games to never get tired of them.


  • Website: jackpotcitycasino.com
  • Online Since: 1998
  • Min. Deposit: EUR/USD 5
  • Payout Speed: Between 24 hours (e-wallets) and 5 days (bank transfers)
  • Languages: Czech English Finnish French German Greek Italian Japanese Latvian Norwegian Polish Portuguese Russian Spanish Swedish Turkish Italian Norwegian Chinese Japanese15+
  • Licenses: Malta Gaming Authority Kahnawake Gaming Commission
  • US Players: Not Accepted
  • Payment Methods: Visa Visa Electron MasterCard Maestro EcoPayz Skrill NeoSurf Neteller Paysafecard iDebit Apple Pay.6+
  • Platforms: Windows Mobile Android iOS
  • Customer Support: Live Chat Email


4.8 (149 ratings)

The operator of Casino.com, a website launched in 2008, received an award for providing a great casino experience. All that history definitely helped it to conquer such a position, while three different licensors indicate it is a reliable place to play baccarat.

While it does not hold as many baccarat games as the number one in our list, it has a greater selection of live titles. Among them, we should highlight Prestige Mini Live Baccarat and Baccarat Lounge.

While playing a demo version of the most common baccarat games is possible, Casino.com deposits start at just $10. Increase that to $20, and their $400 match bonus can be added to your account. Besides, they are one of the best online gambling sites for baccarat that include it in their wagering requirement – with 20% of the bets.

Even though their payout time is a bit longer, taking a couple of days is not that much a downside with their support system. Phone, chat, and email are immediately available for the use of any player.

  • Exclusive App for Android and iOS
  • A Hefty Welcome Bonus Offer of Up to $400 and 200 Free Spins
  • VIP Program
  • Live Support (Chat and Phone)
  • Licensed by Several Gambling Regulators
  • Many Payment Methods
  • Over 600 Top-Notch Quality Games
  • No Demo Mode
  • Many Country Restrictions
Why We Recommend
Casino.com offers a great range of support and many live dealer games.
Best For
Fans of live baccarat games that want them in number and quality.


  • Website: casino.com
  • Online Since: 2008
  • Min. Deposit: $10 ($20 for bonuses)
  • Payout Speed: 3-5 business days
  • Game types: Blackjack Baccarat Bingo Roulette Slots Live Casino Video Poker Keno Scratch Cards Virtual Sports5+
  • Licenses: AAMS Italy
  • US Players: Not Accepted

Spin Casino

4.8 (95 ratings)

Founded in 2001, Spin Casino currently counts on the same game catalog available at JackpotCity Casino, but no available app. Fortunately, the website licensed in Kahnawake and Malta counts on a responsive layout that offers the best baccarat games for mobile playing.

Deposits start at $10, and Spin Casino payment methods are among the most practical ones found in baccarat casino websites. On the downside, the welcome bonus applied to the first deposits cannot be used for baccarat.

Fortunately, Spin Casino players can participate in their loyalty program. Everyone who signs up to the casino is automatically getting loyalty points for playing games such as baccarat. In exchange, those credits can be exchanged for bonuses. It is an infinite cycle that results in more profit for its players.

In addition to those features, the Spin Casino support is one of the best in this list, making it a reliable website. Whenever you get tired of playing free baccarat games and decide to bet for real, your winnings can be withdrawn as fast as 24 hours after the request. Those characteristics made it deserve a spot on the best online gambling sites for baccarat.

  • 24/7 Live Support
  • Tournaments and Loyalty Program
  • Reasonable Payout Speed
  • Hyper realistic gaming with quality sound and video
  • No Fixed Free Spins Promo
  • Still no Official App
  • Small number of slots games compared to others
Why We Recommend
Spin Casino offers a great selection of games and has a fast payout speed.
Best For
Baccarat players not interested in bonuses but rather game quality.


  • Website: spincasino.com
  • Online Since: 2001
  • Min. Deposit: $10 ($20 for the welcome bonus)
  • Payout Speed: 24 hours to 5 business days
  • Game Types: Baccarat Blackjack Hundreds of slots Live game shows Roulette Sic Bo Video Bingo Video Poker and many more!3+
  • License: Kahnawake Gaming Commission and Malta Gaming Authority (Canada).
  • US Players: Not Accepted
  • Payment Methods: Visa MasterCard PaySafeCard Skrill Neteller Apple Pay NeoSurf FlexPin3+
  • Platforms: Windows Mobile Android iOS
  • Customer Support: Live Chat Email

PlayAmo Casino

4.6 (108 ratings)

PlayAmo Casino offers one of the greatest catalogs of baccarat games found in online casinos, with over 30 different games. The casino, established in 2016, has a great mix of single-player and live baccarat games to play for real money or for fun.

With so many options, it will be easy to cover the wagering requirements of PlayAmo Casino bonuses, applicable to baccarat games. They contribute 5%, which is better than excluding it from the offers, which is quite common among casinos. Besides two initial deposit bonuses, PlayAmo has a reload bonus applicable every week.

Deposits start as low as $10, which is also the minimum PlayAmo withdrawal amount. Also, it has a great number of payment methods, including several cryptocurrencies not found in other online casinos. That combination of features involving baccarat games and user experience made it deserve a place in this selection.

  • Over 3,500 top-quality games
  • Accepts various cryptocurrencies
  • Generous promotions
  • Exceptionally fast cashout
  • 24/7 live chat
  • High bonus wagering requirements
  • Chat is the only support channel
Why We Recommend
PlayAmo has one of the best Baccarat catalogs out there, for both single-player and live games.
Best For
Players who want variety and the possibility of weekly bonuses.


  • Website: playamo.com
  • Online Since: 2016
  • Min. Deposit: $10 / 10 AUD / 20€
  • Payout Speed: Instant to up to 5 days
  • Game Types: Baccarat Bitcoin Games Blackjack Bonus Buy Games Jackpots Poker Scratchcards Roulette and other table games.3+
  • License: Operated by Dama N.V. and licensed by the Curacao Egaming Commission.
  • US Players: Not Accepted


4.7 (176 ratings)

Established in 2005, Karamba has recently been indicated to an operator award, meaning its work is taken seriously. Besides, it is regulated by four different authorities, demonstrating its compliance with regulations worldwide.

Similar to what is found on other online casinos from this list, Karamba Casino has most of its best baccarat games in the live dealer page. There are so many variations that Karamba reserves a special category for Baccarat, which is fairly uncommon on most websites.

It does have a special bonus, but table games are not included. Fortunately, that also means no distractions will block the minimum deposits of $10 with wagering requirements. As soon as a withdrawal is requested, they promise to process it within 48 hours, which is a great payout speed.

Finally, the more you play, the highest your VIP ranking positions. With it, many different rewards come along, duly specified in our Karamba review.

  • Free Spins Offers
  • Hundreds of Slots and Large Jackpots
  • Live Chat Support
  • VIP Program
  • Several Licenses
  • Limited Free Playing
Why We Recommend
Karamba offers many live dealer baccarat games in a safe environment.
Best For
Live players, especially those who like the Speed and Squeeze versions of Baccarat.


  • Website: karamba.com
  • Online Since: 2005
  • Min. Deposit: €10
  • Payout Speed: Up to 48 hours
  • Game types: Baccarat Blackjack Live Casino games Poker Roulette Slots Jackpots2+
  • Licenses: United Kingdom Gambling Commission Remote Gaming Regulations of Malta Irish Betting License and regulated by the Lotteriinspektionen
  • US Players: Not Accepted
  • Payment Methods: Visa MasterCard Neteller Skrill Payz AstroPay1+
  • Platforms: Windows Android iOS
  • Customer Support: Live Chat Email


4.7 (162 ratings)

NetBet has been providing casino and sports since 2001, currently regulated by two of the most prominent licensors out there (UKGC and MGA). The small minimum deposit amount of $10 allows bets on their baccarat live games, but there is a Mini Baccarat game with a free demo version.

Whatever the gaming choice, it is possible to gamble through a computer or mobile device, including their NetBet casino app. Unfortunately, their bonuses that work with any device is not available for baccarat games. On the bright side, that means any winnings will be withdrawable without extra wagering requirements.

We should highlight that they tend to charge a fee for large withdrawals. Considering their fast payout of 24 hours and the methods available, it would be a great choice for low rollers. For those willing to withdraw a lot, we suggest looking at the other best sites for baccarat.

  • Great betting variety
  • Live Chat
  • Sportsbook & Casino app
  • Online poker software
  • Caters for all relevant operating systems
  • Withdrawal fee may apply
Why We Recommend
NetBet has established a perfect reputation for itself and has a great casino.
Best For
Low rollers, as fees are not applied to small withdrawals.


  • Website: netbet.com
  • Online Since: 2001
  • Min. Deposit: €10
  • Payout Speed: 24 hours
  • Game types: Baccarat Bingo Blackjack Game Shows Jackpots Live Casino games Poker Roulette Slots Video Bingo5+
  • Licenses: UK Gambling Commission Malta Gaming Authority
  • US Players: Not Accepted

Mega Casino

4.7 (131 ratings)

Founded in 2010, Mega Casino already collects 10 years of know-how and experience with users, including those that are baccarat fans. They focus mostly on live baccarat games, which is not a problem, as their welcome bonus is small and applies to slots only. Therefore, if your goal is to bet with live dealers and experience what a real casino feels like, try Mega.

It is possible to wager for real money from $10 deposits, which can be multiplied by several times if you are lucky. Withdrawals from Mega Casino are only a bit higher, needing a total of $20 or more. Unfortunately, we need to highlight that this online casino applies fees to certain payment methods, a feature that we do not find in others listed here.

It relies on an MGA (Malta Gaming Authority) license and offers SSL encryption, but fails to provide a live chat. Their support is given via email, so keep that in mind when registering

  • Great Navigation
  • Welcome Bonus
  • 24/7 Email Support
  • Daily Tournaments
  • Free Games
  • Live Games
  • Not Available for US Players
  • Live Chat Not Available 24/7
Why We Recommend
Mega Casino has several high-quality baccarat games provided by Evolution Gaming.
Best For
Baccarat players who prefer live gambling and do not mind not using bonuses.


  • Website: megacasino.com
  • Online Since: 2010
  • Min. Deposit: €10
  • Payout Speed: Same day to 7 business days
  • Game types: Baccarat Blackjack Jackpots Live Casino games Poker Roulette Scratch games Slots and Video Poker4+
  • Licenses: Malta Gaming Authority (MGA)
  • US Players: Not Accepted

DreamVegas Casino

4.6 (86 ratings)

DreamVegas Casino was established in 2018 and counts on three different licenses like other older casinos in this selection. Although it focuses on slots, it offers at least one single-player and one live version of baccarat. For the traditional players simply looking for a reliable gambling site to play baccarat, that should be enough.

Both deposits and DreamVegas Casino withdrawals ask for a minimum of $20, which is a great feature combined with their payout speed of 1-2 days. As their bonus does not apply to table games in general, the wagering requirement will never be a trouble for baccarat players. Instead, recurrent users should aim at participating in their exclusive VIP program.

Differently from other casinos with online baccarat games, DreamVegas selects their best players to get special rewards. Among them, faster withdrawals, recurrent bonuses, and premium support – although their live support also works well enough.

  • 200% match bonus
  • Exclusive VIP program
  • Live chat support
  • Games available for free
  • No FAQ
  • No app
Why We Recommend
DreamVegas Casino has an exclusive VIP Program with interesting benefits.
Best For
Players not looking for quantity when it comes to baccarat games, just for a reliable casino.


  • Website: dreamvegas.com
  • Online Since: 2018
  • Min. Deposit: $20
  • Payment Methods: Visa MasterCard Skrill Neteller Paysafecard Bank Transfer.1+
  • Payout Speed: 1-2 days processing time + up to 3 working days.
  • Languages: English German French Norwegian Finnish Spanish.1+
  • Licenses: The Gambling Commission of Great Britain Malta Gaming Authority (MGA) and the Ontario Gambling Commission
  • US Players: Not Accepted
  • Platforms: Windows Mac.

Wild Casino

4.7 (110 ratings)

Wild Casino is established in Panama and has been online since 2017 when it started to offer its best baccarat games. Besides its two traditional single-player baccarat titles, it also counts on a pair of live dealer lobbies with other titles. Therefore, it will suit better those who prefer the real experience of playing live.

Fortunately, its five welcome bonuses accept baccarat when it comes to completing their wagering requirement. The contribution of only 5% may extend the amount that is necessary to complete it, but that is still a pro. Besides, the Wild Casino bonus selection counts with other opportunities, including credits for inviting friends.

Depositing is easy, starting from only $10, but it is the immediate withdrawal processing time offered during the week that should be highlighted. In case of any questions, they also count on a live chat to answer their users.

  • Easy signup
  • Accepts US players
  • A 5-tiered welcome bonus package
  • Live chat support
  • Sufficient payment methods
  • A $9,000 Crypto welcome bonus
  • Not upfront about licensing
  • Only accepts USD and cryptocurrencies
Why We Recommend
Wild Casino has many bonuses and baccarat counts for their wagering requirements.
Best For
Casino gamblers looking for extra bonuses to use with baccarat games.


  • Website: wildcasino.com
  • Online Since: 2018
  • Min. Deposit: $10
  • Payment Methods: Visa MasterCard Bitcoin Litecoin Bank Wire Transfer Dodgecoin.1+
  • Payout Speed: Processing time of under an hour on working days
  • Game types: Baccarat Bingo Blackjack Craps Keno Jackpots Live Casino Games Poker Roulette Slots Super 6 Video Poker7+
  • Licenses: Panama
  • US Players: Accepted
  • Platforms: Windows Mac.

El Royale Casino

4.7 (132 ratings)

El Royale Casino was founded in 2020, but it is duly licensed despite being a newcomer and offers great live support. Together with those features, players can enjoy a single traditional Baccarat game or head to the live rooms under “Live Dealer”. In any case, it is not an option for players who want variety over quality.

The best feature is found within El Royale Casino bonus, for it is one of the few casinos that have a 100% card bonus. The same applies to its sister-casinos, namely Red Dog Casino and Slots Empire Casino. Together with that special promotion, make sure to check El Royale no deposit bonus (slots only) or head to their welcome bonus that accepts board games.

In order to play for real money, the minimum deposit amount varies between $10 and $30, depending on the choice. While that is a great characteristic, El Royale does not support low withdrawals and requires at least $150, which makes it a better place for high rollers.

  • Accepts US players
  • Live chat
  • Fast deposit methods
  • Up to 250% match bonus
  • Immersive website design and navigation
  • No live poker
  • Limited number of games compared to some other platforms
Why We Recommend
El Royale has a great selection of bonuses, including one specific to card games.
Best For
Baccarat players who do not mind accumulating a reasonable sum before withdrawing.


  • Website: elroyalecasino.com
  • Online Since: 2020
  • Min. Deposit: $10
  • Payment Methods: Visa Visa Electron MasterCard Maestro ecoPayz Neosurf Skrill Neteller Paysafecard iDebit Apple Pay.6+
  • Payout Speed: 3-5 business days
  • Game types: Baccarat Bingo Blackjack Board games Caribbean Poker Craps Keno Live Dealer Poker variations Progressive jackpots Roulette Slots Video Poker8+
  • Licenses: Curaçao
  • US Players: Accepted
  • Platforms: Android and iOS

🏆 Why Play Baccarat Online Game?

Background and Brief History of Baccarat

As one of the oldest card games in the world, baccarat is told to have been created in Italia by a gambler called Felix Falguiere in the 1400s. The name “baccara” means “zero”, which is the value of tens and face cards in this game.

The lack of historical certainty is usual to casino games, but we could perhaps rely on written records from the 19th century when French nobles were already playing it.

Before the end of that same century, baccarat reached the United States with the Europeans. It started to become popular in the casinos by the 1950s, mostly its variations Banque, Chemir de Fer, and Punto Banco, all explained further below.

Now, players from all around the world only need to access the best gambling sites for online baccarat to play from their computers or mobiles. Our reviews summarize each option and indicate if your country is accepted.

What Do You Need To Know Before Playing It?

Lowest House Edge

Next to blackjack games, in terms of the best odds for players, baccarat games have one of the lowest house edges in the casino industry. The three main bets and their respective house edge are:

However, it should be kept in mind that betting on the banker’s hand often carries a 5% commission on all winnings.

High Rollers

High rollers are casino players that bet considerable amounts at every round. Not rarely, they are attracted to this classic casino game. Among the advantages of baccarat that have that effect, we could mention fast rounds and the fact that it is not necessary to study strategies.

Overall, add the low house edge to the fact that a baccarat game may take less than two minutes, and that attraction is well explained.

Easy to Play

As previously mentioned, baccarat does not require any strategy. There are only three regular options, and the selection is immediately followed by the turning of cards that reveal the results.

Players who want more complexity or options without leaving the world of baccarat can check variations with side bets. We explain them all in this article.

The Macau Baccarat Phenomenon

Macau land-based casinos concentrate most of the revenue from the simple and fast baccarat games. However, those features are not exactly the reasons behind the huge popularity. Instead, the popular friend of casino gamblers, superstition, seems to be behind that phenomenon.

Basically, as there is nothing but luck involved in baccarat, Macau players tend to believe in following trends. The results that are entirely out of chance are interpreted as if certain tables were almost certainly to tend to a certain hand. The VIP version of the baccarat game, with high stakes, is one of the most famous choices in Macau.

User Interface and Game Features

The online baccarat games manage to preserve its charm and sophistication while adapting the entire screen to an easy interface. Differently from other casino games – except for slots – the number of buttons is quite reduced. Most of the time, there is only a couple of them that adapt according to the game stage (bet, draw, and turn).

In order to interact, players only have to define a bet value and tap to apply it to one of the three regular possibilities. The scenario may include cards and chips outside of the gameplay, or reduce everything to a simple green table. Basically, these additional features vary according to the quality of the provider.

As for live dealer games, studios do their best to turn such titles into a real casino. Everything the user would expect when visiting a casino – except for a crowd – will be there. It is worth checking at least once if you did not have done it yet.

The Future of Baccarat

Baccarat’s future involves an increase in popularity, as people continue to realize how easy it is to play. In terms of technology, we can continue to explore how impressive it is to play with a live dealer from mobile devices. Hopefully, VR will soon become available to online gambling in card games, too.

🏆 How to Play Baccarat Online Game for Real Money?

Choose one of the recommended casinos in our list that are duly licensed to offer you baccarat games, and may even add a bonus to that.

⭐ Access their single-player baccarat games for a fun free mode for as long as you want.

⭐ Alternatively, deposit at least the minimum amount necessary to update your funds (usually $10-20).

⭐ Pick a single-player or live dealer baccarat game and play in the real money mode.

⭐ Define your bet through the value of the chips – there are games with different limits.

⭐ Drag the chips or tap on the respective bet you want, being:

  • Banker
  • Player
  • Tie between hands

⭐ Press the draw button or simply wait in case you are playing a live dealer game.

⭐ Turn the cards to reveal their value.

If your bet is the closest to 9 (two-digit numbers have their first one discarded), you win.

⭐ Collect your winnings and decide if you want to keep playing.

Best Online Baccarat Strategies

After highlighting enough that baccarat is a lucky game, we should call attention to the fact that some tips are worth taking to enhance your odds. Yes, you cannot predict the next results, but try to focus on:

Tips to Play Baccarat Online for Real Money

🏆 How to Choose Online Baccarat Casino Site?

The specialists from Gambling ‘N Go applied our method to several online casinos to come up with our top 10 gambling sites for baccarat. When deciding where to play, we highly recommend considering the following criteria:

➡️ Location and Localization

Make sure the casino accepts your country but, most important if you agree with the language and currency availability.

➡️ Payment Methods

Deposits and withdrawals will be part of your gambling routine, so verify which casino has the most efficient options.

➡️ Bonuses and Promotions

Some bonuses may not apply to your country, or might not be useful in baccarat games. Check the terms we mention in our reviews.

➡️ Support

Define the level and channel of support you consider essential before picking a casino.

➡️ Games

Variety and source of the baccarat games, which also have to do with their quality, should be a matter of your attention.

➡️ Compatibility

Decide which devices you will use to play baccarat and verify the alternatives present in the casinos.

With those parameters in mind, you will most definitely find one or more online casinos with baccarat that suit your needs.

💵 Best Baccarat Bonus Offers at Online Casino

Type of Baccarat BonusDescriptionCasino
Deposit Match BonusYour account received bonus credits that may represent 50%-200% of your deposits. Most of the time, baccarat games contribute with 5-20% of the wagering requirements.Casino.com
Card Games-Only BonusRare type of bonus that can be used in card games only – most other promotions tend to focus on slots.El Royale Casino
Loyalty PointsPlayers get loyalty points for playing baccarat games and can later trade them to credits.Karamba Casino

🃏 Online Baccarat Rules, Hands and Payout

Baccarat is a rather simple casino card game in which cards are dealt to two fictional hands: the banker’s and the player’s. Instead of having hands of their own, players can bet in any of those two or even in a tie. Let us get to know the online baccarat table and how the gameplay goes.

The Baccarat Table

The baccarat table is divided into three boxes where players can put their bets. They represent the possible choices, including the player’s and banker’s hands, and the tie possibility. If it is a Mini Baccarat table, then it is simply half the original size.

While they are highly interactive in single-player games, the live dealer baccarat titles tend to offer buttons outside the real-time casino screen.

Gameplay and Card Values

After you open a baccarat game, the first adjustment is to define the bet according to the minimum and maximum amounts of each game. Especially if playing live, never place a bet before verifying the value of the chips.

Some games and most of the live dealer ones will require the player to tap on one of the available buttons representing each of the three bets. Others allow tapping on the table, where different boxes represent each bet.

After placing the chips, click on the Draw button and see how two cards are dealt to each hand. If they are not turned automatically or by the live dealer, click on the button once more. Now, the cards are counted the following way:

If either player or banker has a natural hand (total value 8 or 9), the closest to 9 automatically wins. However, there is the possibility of a third card, which is the only thing that adds some complexity to baccarat.

The Third-Card Rule

⭐ If the total of the player hand is 7 or 6, no card is added; if 5 to 0, the dealer draws a third card to it.

⭐ The banker’s hand stands for 7, 8, or 9. Otherwise, it draws a third card in the following situations:

  • Total of 6 and player’s third is 6-7.
  • Total of 5 and player’s third is 4-7.
  • Has 4 and player’s third was anything between 2-7.
  • Has 3 and the player’s third was anything other than 8.
  • Always, in case of 0 to 2.

Odds, House Edge, And Payout

The table below summarizes the three regular bets of any online baccarat game and the expected odds and payout related to them. The house edge, already mentioned at the beginning of this guide, is also included.

Bet TypeOdds / ProbabilityPayoutHouse Edge
Banker’s Hand45.86%1:1 (5% commission)1.06%
Player’s Hand44.52%1:11.24%
Tie9.50%8:1 or 9:114.36%


While the game is simple, the baccarat variations may include some terms that you might not understand. To prevent players from getting confused with a game that should be easy, we created this glossary:

🃏 Types of Online Baccarat Game and Side Bets

While the classic baccarat game is still a perfect choice for single-player or live coups, it is worth trying something different now and then. Check our brief explanation of each type and choose your favorite.

🃏 Punto Banco (American Baccarat)

It is the simplest version of Baccarat, and it basically follows the standard rules and gameplay explained here. Punto and Banco are the terms explained above, referring to Player and Bank, respectively. It is played with 6-8 decks, and the hands may receive up to three cards.

🃏 Chemin de Fer

The Chemin de Fer variation is how the French started playing baccara, and it is still quite popular. You are most probably going to find this variation in a land-based casino, where players will bet against each other. A total of 8-12 players take part in the game with six decks.

The shoe moves across the table, and each player has the chance to be the Banker. While acting as the Banker, each player places a bet, which may be covered several times. The highest bet represents all players, and then the result is finally revealed. It is a far more complex version of baccarat, and definitely won’t be found online.

🃏 Baccarat Squeeze

Baccarat Squeeze is a great live dealer variation with several close-up cameras that allow the player to get involved in the action. Its name comes exactly from the act of squeezing cards, giving a simple turn some thrilling aura. Except for that, players follow the standard American rules.

🃏 Baccarat en Banque

The Baccarat Banque version can be considered an intermediate variation between Chemin de Fer and the baccarat we play nowadays. The casino holds the bank part, and additional players are welcome to bet – on the player’s hand only. Also, the total sum of player bets cannot surpass the Banker’s.

In addition to those features, it is played with three decks only.

🃏 Three-Card Baccarat

Instead of being a possibility in certain situations, three cards are played as a standard draw in the Three Card Baccarat variation. It is played with a single deck of 52 cards, and usually comes with side bets.

The main bet is won by counting the hand with more face cards. In the case of a tie then the points are considered and a regular win is declared.

🃏 2 to 1 Baccarat

2 to 1 Baccarat is intended for low bettors, with smaller bets than those found in regular baccarat. Most of the rules follow the standard version, except that there is no commission involved, and that ties result in losing. Besides, the 2:1 payment that inspired its name is possible when the winning hand equals 8 or 9 with three cards.

🃏 7 Up Baccarat

This variation is quite a curious one, as the Player hand always starts with one 7. That ends up influencing the payouts and odds, with ties paying 7:1 – or 9:1 if it is a 7-point tie. In case the Player hand wins with 7 points, the payment is 1:2. On the other hand, Banker’s hands pay 9:5 for the same punctuation.

🃏 Asian Stud

Asian Stud is a card game that mixed baccarat and Pai Gow Poker into one variation. Together with the same standard counting values, it adds up the Joker (same value of an Ace) and setting methods from Pai Gow Poker.

10s, J, Q, and K are valued 10, which is different from standard baccarat. The main differences occur with the distribution, with every player receiving five cards in order to form two separate hands. It is far more complex and deserves a page of its own.

🃏 Baccarat Gold

Baccarat Gold is a standard eight-deck variation that allows players to place up to nine bets on either Banker or Player hands. Players can bet on a hand plus the tie, or on the possibility of pairs.

The bonus side bets of Banker or Player pair bets are of 11:1. For the lovers of those additional features, it also allows squeezing and rotating cards.

🃏 Lucky Draw Baccarat

Lucky Draw is what baccarat would be if it had origin with blackjack. Players get the chance to stand or double and receive the cards themselves. Therefore, there is no way to bet on the dealer’s hand.

As a side bet, the Block Bonus is based on the player’s two cards and the dealer’s up card. Its outcomes may pay for player’s cards of greater rank and for matching suits, with payouts varying from 2:1 to 35:1.

🃏 Super Pan 9

Numbers from 7 to 10 are removed in this variation, and the players are dealt a total of three cards and can even get a fourth one, all face down. That includes the Banker, which will also be one of the players. After the Banker also decides whether to draw or stand, the cards are compared and counted as in the standard baccarat version.

🃏 Mini Baccarat

Featured a couple of times in this guide, the Mini Baccarat term refers to an 8-deck game that occurs on a smaller table. Besides, no extra options are offered when it comes to the third card – only for small values up to 5.

It is a quick and fun option, which we highly recommend checking among the live dealer games of the casinos we recommend.

🃏 EZ Baccarat

EZ Baccarat eliminates the difference between Player and Banker odds, compensating it by eliminating a specific Banker hand. It is the side bet Dragon 7, which is made as insurance, that pays alone 40:1. It occurs when three cards result in a 7.

🃏 No Commission Baccarat

Similar to EZ Baccarat, there are specific variations that eliminate the 5% commission on placing a bet on the Banker’s hand. As with any casino game in the best gambling sites for baccarat, players should expect some differences to compensate that.

The most common trade-off in that situation is the elimination of a certain Banker hand. For example, a total of 6 points may pay only 50% of the normal winning.

🃏 Video Baccarat

Not as popular as video poker, the video baccarat version makes the simple game even simpler, by reducing all to automatic action. It is rare to be found and is yet to become appreciated by the big public.

🃏 Baccarat Professional Series

The Professional Series franchise belongs to NetEnt, and it is based on the Mini Baccarat version we already mentioned. In case a tie occurs, and you bet on it, the expected payout is 9:1. It has great graphics and is straightforward to play.

🃏 Progressive Baccarat

The last item to our list of Baccarat variations adds a jackpot to the popular card game. We will find it among other PlayTech titles, and the jackpot is valid as a side bet, for everything else works like in the standard version.

There are a few different prizes awarded for tie values, but the jackpot prize occurs when there is a tie of Ace and eight with the same suit. Although it is hard, the bet pays 10,000x the bet + the pot that saves 7% of every bet.

🤵 How Do Live Dealer Baccarat Game Works?

Live dealer games are streamed from reliable providers’ studios, such as Evolution Gaming, NetEnt, and PlayTech. From there, trained dealers take care of all the actions, while the automatic system is responsible for determining winners according to the results.

As the companies responsible for the live dealer baccarat games are audited and regulated, those streamed coups are completely safe and fraud-free. All the player needs to participate in any live variation is to sign up and deposit to one of the best sites for baccarat. Due to the costs involved in streaming, there is no free live dealer game available.

Together with the anonymity it grants, the player can still feel like in a real casino, experiencing the social environment through chat and notifications. That is what attracts people the most to those live casino games, together with their side bets.

Whenever you win, your funds are automatically updated, just like with single-player baccarat games.

💵 Why and How to Play Baccarat Online for Free?

Playing baccarat online and for free is an alternative with its benefits and disadvantages, offered by most of the best casinos with baccarat games. They are single-player games, usually indicated by a “Demo” or “Fun” button.

As no bet is involved, when selecting that option, in-game funds are added as hundreds of thousands of fake credits. Players are welcome to simply play for as long as they wish. Unfortunately, that also means not a single penny won in free baccarat games can be withdrawn.

Also, after activating a bonus, no free bet will count towards the wagering requirements. Therefore, keep that in mind when selecting free games. Other than those remarks, it is a great alternative to understand how baccarat games work. Simply verify if registering first is necessary and open the demo version of your favorite casino.

🖥️ Choose the Best App to Play Baccarat Online

1. Casino.com – Besides their downloadable casino version, their app is available for iOS and Android. There, you can access their baccarat games, support, and cashier.
2. JackpotCity Casino – A beautiful app that matches all their high-quality baccarat games and gives access to all their features for both iOS and Android devices.
3. Karamba – Both iOS and Android devices can access the entire game selection of the Karamba Casino.
4. NetBet – Exclusive casino app to play single-player and live baccarat on their Android or iOS devices.

📱 Online Baccarat Casino to Play On Mobile

Players interested in playing baccarat using their mobile do not necessarily need to download an app, as that is only one of the options. If you prefer, simply type the casino URL to your phone browser and use the exact same account.

On the other hand, each app may have its own specifications, found on the official casino website. Choosing an app may also result in different download options, namely:

Android: except for the Karamba Casino, all other apps must be downloaded and installed as a .APK file.
iOS: find the casino apps available at the App Store, or through their website.

Either app or browser version will give unlimited access to both games and features, including payments and live support. They are not limited to the games alone, but merely another way to visit the casino in its entirety.

Online Baccarat to Play on Android

Playing on Android phones or tablets allow users to have their baccarat games ready whenever they want. All you need is an internet connection available and a favorite casino to call yours. All games, including live dealer baccarat titles, can be used in full screen for a complete experience.

✔️ Best casino for Android devices: JackpotCity Casino
✔️ Best Baccarat mobile for Android: Baccarat Professional Series
✔️ Best provider for Android: NetEnt

Online Baccarat to Play on iPhone

iPhones and iPads can connect users to what a real casino feels like with live dealer games present in casinos such as Casino.com. With a single tap, casino apps with baccarat games can be accessed while on the couch or when boredom pays a visit. The same applies to the browser versions, all packed with the same features, with a shortcut icon.

✔️ Best casino for iOS devices: Casino.com
✔️ Best Baccarat mobile for iPhone and iPad: Live Baccarat
✔️ Best provider for iOS: Microgaming

Tips to Play Online Baccarat on the Mobile


If you are not playing directly on your mobile casino browser version, make sure the app comes from a reliable source. Files can hide malware that harms your mobile device, so it is important to only download them from the mobile casino page or official app stores.


Check your internet data package to make sure you can afford to play live baccarat games, as they can demand a lot of resources. In case you have a prepaid mobile internet connection, make sure you have enough data left so that you do not get disconnected. Whenever possible, choose to use a Wi-Fi connection.


We know the flexibility and comfort of playing baccarat games from a mobile device can get you distracted, but keep an eye on your battery. You do not want your phone to turn off when you are on a lucky streak.


While computers demand moving a mouse or typing to interact, a simple tap on the phone screen may result in a bet. Therefore, keep close attention to your movements on the touch screen.

🖥️ Best Game Providers for Online Baccarat

Reliable game providers ensure you are not being fooled into losing your money and can guarantee a better game quality, including in graphical terms. Those providers below use an RNG (Random Number Generator) software in their games that make them fraud-free. Keep in mind most of their games is simply named “Baccarat”, with no distinction name-wise.

Evolution Gaming: Most casinos have dozens of rooms for players who want to experience their games from speed to squeeze variations. From speed to squeeze variations, most casinos have dozens of rooms for players who want to experience their games.

Microgaming: one of the most reputable brands out there when it comes to casino games. It is known for the great quality of all its slots and table games, although the graphics can look outdated to some players.

NetEnt: NetEnt’s baccarat software already earned awards for their classic punto banco game, which is beautifully designed. The user interface is also well planned and makes everything easier to understand.

Play ‘N Go: their design is somewhat similar to NetEnt in the most basic variations, but still provides joy to players who are lucky to find their games.

Playtech: Playtech is responsible for great baccarat variations, both single-player and live versions. Their experience and know-how resulted in beautifully designed games, found at most reliable casinos.

RTG: the casino table games by RTG are the ones that differ the most from other providers, including baccarat. Their red table and card boxes almost make it look like a whole different game.

💳 Payment Methods Available for Online Baccarat Game

After you sign up with a free account to one of the best online gambling sites for baccarat, it is time to deposit funds. Playing for free may be fun but will never result in the winnings you want. Then comes the withdrawal, and that is why it is important to know which payment methods casinos tend to offer:

✔️ Credit and debit cards: by far one of the most popular and fast options available for depositing.
✔️ Cryptocurrencies: mostly Bitcoin, but casinos like PlayAmo Casino offer a greater variety.
✔️ Bank Transfer: allows getting money from and to the bank account in your country.
✔️ E-Wallets: process as fast as cards and keep financial information under anonymity. Paypal and Neteller are great examples.

The best sites to play online baccarat will also require you to use the same deposit method for withdrawing. Consider that before making a choice.

Play Baccarat Online with PayPal

Paypal is one of the world’s most popular payment systems, which also works like an e-wallet. Some casinos, such as NetBet, allow bettors from some regions to use Paypal to deposit. After a minimum deposit of $10, as good as instant, there will be funds to play online baccarat.

Likewise, when there are enough winnings to withdraw, Paypal will be the method available for you. As previously mentioned, not all countries will be capable of playing baccarat online with Paypal. On the other hand, you may pick any of the other payment methods.

Tips and Tricks to Save Your Money

Bankroll Management

Nothing works better for a casino bettor than proper bankroll management. We mean a complete organized spreadsheet that dictates limits for deposits, bets, and withdrawals for the day. That way, you will most probably be at a lesser risk of a total loss.

Choose Bets Wisely

Trying to get the highest payout bet (tie or side bets) has the highest chance of leading to bankruptcy. Instead, especially if you are just beginning, prefer to stick with the safest bet: the banker’s hand. Taking odds into consideration, it still is the best choice when we calculate the commission.

Not Every Bonus

Of course, additional credits to play casino games sound great, but most casinos will not let baccarat bets participate. That means if you activate one of those promotions, not only will it not apply to baccarat but also limit your withdrawals until the wagering requirement has been completed.

👍 Play Baccarat Game Online Now!


Absolutely not. All you need is to understand what each of the three regular bets means. Even counting the numbers and results are automatic.

Online baccarat is legal in several countries. Our recommendation is to verify if your country is within our guides on the upper menu. Always verify if the casino accepts your country – that is a good sign that online baccarat is legal there.

The first cards are “burned” and kept unknown in live dealer games. Besides, single-player games count with RNG software, and the game is too short to allow counting. Therefore, that would make no sense.

Yes, most of the casinos we recommend allow playing baccarat games for free. Test the games and understand the rules, then start playing for real money.

Although rare, baccarat bonus offers do exist, mostly with a smaller contribution to wagering requirements. Simply verify our casino reviews to know which ones accept baccarat.