The popularity of online casinos among Estonians is growing year by year. The reason lies in the fact that the market of online casinos has started to bubble, and more and more intense gaming venues are available to players. As the variety of places to play has increased, more and more players are finding it harder to make choices.
The best online casinos are officially licensed in Estonia. This means that they have been issued a license to operate. For users, this does not only mean a higher level of security. In fact, it gives the opportunity to enjoy the winnings, on which there is no need to pay additional personal income tax. In a few moments, you will get an overview of the best casino sites in Estonia for 2023 and their biggest advantages.
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The Estonian gambling market was regulated in 2009, and the first legal internet casino opened in Estonia was Olympic Online (today’s Olybet). In Estonia, the organization of gambling began to be regulated by law in 2009, and the activities of casinos are regulated here by the Gambling Act adopted in 2008. Thanks to this, the activities of gambling and gambling companies have been controlled for more than ten years.
Casinos allowed in Estonia are casinos that have gone through a long process to obtain an Estonian license. In addition, many other countries and organizations around the world deal with the regulation of gambling, such as the Malta Gaming Authority (MGA), Curacao Gaming, and the Alderney Gambling Control Commission. In addition to the casinos, the manufacturers of the games in the casinos are also controlled. This ensures that not only the online casinos themselves are fair and safe, but also the games offered in them.
Access to most casinos that do not have a license to operate in Estonia has been restricted by the Tax and Customs Board in cooperation with Estonian internet providers. Casinos licensed by the Estonian Tax and Customs Board are legal and safe, as obtaining a license is difficult and casino operators are constantly monitored.
An online casino license should be the first thing you should check when choosing a casino. It tells you where and by whom the corresponding online casino is licensed and according to which rules the casino operates. Fortunately, the casino license issued in Estonia is one of the most complex and secure. The financial resources of the casinos for payouts, the background of the casino owners, and the integrity of the games offered in the casino are checked.
The manufacturers of games offered in online casinos have also received this certification from third parties, such as organizations such as eCogra and iTech Labs. These institutions or organizations test the game manufacturers’ Random Numbers Generator (RNG) precisely to guarantee fair payouts for these games. They then issue a certificate to that effect to the game manufacturer and will continue to check these games in the future.
In addition, it should also be mentioned that since 2016, casino operators must also monitor the current average return to player (RTP) of the games they offer. If the game producer or online casino does not have the necessary certificates, the casino will not be granted an Estonian license. Therefore, Estonian online casinos are very safe, especially in terms of the fairness of the games.
Simplifying responsible gaming is one of the basic requirements of the license issued in Estonia. Online casino sites licensed in Estonia must all give players the opportunity to limit their playing be it deposit limit, loss limit, or playing limit. Thanks to this, every casino licensed in Estonia has the option of setting responsible gaming limits.
Even if for some reason it is not possible to set it yourself (in fact, all licensed casinos in Estonia have it), based on Section 55 of the Gambling Act, you as a player have the right to have the online casino’s customer support set it up for you:
Finding casino sites in Estonia is easy but to maximize the gambling experience, you should always look for certain features. The more of these a casino site has, the better the experience. Here are the most important aspects of online casinos:
Excellent customer service is a very important element when looking for a gambling site. Even powerful bonuses are of no use if the website is incomprehensible or you have to wait a long time for payments. In such cases, even helpful customer support cannot help the player.
The style of customer support is different and you can often find the answer to your question under frequently asked questions. The best online casinos respond to emails in Estonian within a few hours every day. In addition, there is a fast Live Chat in Estonian. In some casinos, Live Chat is also available in English during the night hours. Live Chat is direct communication with a customer service representative in real time.
The best online casino sites in Estonia also have a VIP program for the most loyal players. The advantage of the VIP program is that even if you happen to lose in the casino, you can win great prizes and bonuses. In addition, there are special promotions for VIP customers.
It is important for new players that payments are safe and fast. Of course, the most important part is paying out your winnings. The best online casinos have very diverse and easy-to-use deposit and withdrawal methods. Withdrawals back to a bank account or credit card (VISA only) usually take 1-3 business days. Payment can be made to a virtual wallet (Neteller, Skrill) within 24 hours on all days of the week.
Online casino games follow the same rules as regular casino games anywhere in the world. For example, Blackjack and Roulette have the same payback rules. When playing in an online casino, you can be sure that the games are not “fixed” against any player. In normal casinos in Estonia, the payback percentage is generally a little over 90%. At the same time, you have to be careful online as several sites have started lowering the payout percentage of games.
Online casinos offer hundreds of games with different themes and bonuses. New games are released every month and it makes gamers happy. Casino games are made by different development companies whose task is to make games that are more intense, fun and exciting than others. Having popular games from trusted developers is the biggest part of the fun.
Live Casino is the latest trend in the world of online casinos. This means that the player almost gets the feeling of playing in a real casino when playing on a computer or mobile device. In a live casino, there are dealers who deal cards or spin roulette at a real casino table and it is brought to the player via a video image. Playing with a pleasant dealer and spinning at the right roulette table will definitely beat regular graphic internet roulette and blackjack. Live casinos differ from each other in terms of graphics, video quality and dealers. What could be better than finding your luck in the live casino while spinning the roulette wheel and chatting with the dealer!
A jackpot is a prize that grows over time and can be won by one lucky player through a bonus game. The chance of winning the jackpot and the amount of money depends on the game played. The most well-known and popular jackpots in online casinos are found in slot games. So why chase small jackpots when million jackpots are available? Jackpot winnings are tax-free and you can worry-free hunt for as big a jackpot as you want. The money will be transferred directly to your bank account with congratulations.
In addition to slot games, many online casino sites in Estonia also offer the possibility to bet on sports. You can bet on anything and all familiar sports and leagues around the world are offered. Some pages are also known for offering local entertainment predictions. The best online casinos offered odds on, among other things, the US presidential election and the British withdrawal from the EU. You can also predict whether it will rain on Midsummer’s Day or not.
Choosing the right online casino is crucial and finding such casinos on our page is a very good place to start. Gambling in Estonia is regulated by the Gambling Act, which both land-based casinos and all companies offering online casino services must comply with.
Casinos on the Internet are also very different. In fact, the differences can be so great that choosing the right one can be compared to choosing a car. Obviously, you don’t have the same experience with a Ferrari 458 as you do with a Toyota Auris. Neither is wrong, of course, and it all just depends on what you’re looking for and what your individual needs are.
Experienced casino players will know what SSL encryption is and how to find online casinos with valid gaming licenses. In addition, there is a difference between casinos that only use NetEnt games and casinos that offer games from game manufacturers like RTG. Either way, choose a casino site that seems most appealing to you, go to the website, and create your gambling account.
The best way to choose the right online casino is to try the service offered without risking your money! This is usually the last step in the process, as you need to register an account to get there. If you have done this, you probably expect that the website must be at least decent.
No deposit bonuses are not available at every online casino, but if they are, you should always take advantage of them. They are the perfect way to play without risking your money and you never know – you might win something in the process.
Keep in mind that no deposit bonuses almost always have wagering requirements, which means you can’t withdraw your winnings automatically. Do not try to withdraw no-deposit bonuses immediately from your account. Otherwise, you will lose the bonus and your winnings. First, you have to fulfill the wagering requirements.
There’s no rule that says you have to buy the first car you test drive at a car dealership, and just as you’re free to test drive multiple vehicles, you’re free to test drive multiple casinos. In fact, many serious casino lovers have dozens of accounts because they take full advantage of the variety of games and bonuses that are available. They are sensible and thought their actions through, and you should probably follow their example as well.
It’s best to try out several different casinos before settling on a particular one. If you wish, you can come back to others later, because, after registration, your account will remain open on most sites for years, even if you do not make any transactions through this account and do not play in the casino. You know how to choose the right online casino when you’ve tried some of them yourself!
Let’s take a closer look at the most popular gambling games in Estonia that can be played online.
Simply put, online slots are computer versions of land-based casino slot machines. They can be found in all online casinos. Slots games have many different additional features, such as wild symbols, bonus symbols, or scatter symbols, as well as different bonus features, free spins, and much more.
Of course, online casino sites in Estonia also have card games, which are also known from land-based casinos. In fact, online casinos offer many more variations of these games.
In Estonia, the most well-known card game is undoubtedly Blackjack, where the dealer representing the casino and the player play against each other. The player's goal is to get as close to 21 with his cards as possible without going over it, so to speak.
Blackjack is one of those table games where, given a certain strategy, the house's advantage over the player is one of the smallest. In any self-respecting online casino, Blackjack is definitely present both in the casino section and in the live casino section.
Video poker is the internet version of the classic poker game, where the player is dealt 5 cards, each of which can then be exchanged or, on the contrary, kept in the hope that after exchanging the other cards, the hand received will be the winning hand. In video poker, the payout depends on how strong a hand the player ends up getting.
Many online casinos offer their players the opportunity to play lotto or bingo. It is usually a familiar version of the classic number lotteries. However, the numbers are drawn using an automatic number generator, not a physical lottery machine. In addition, it is also possible to play scratch card games of chance through the Estonian online casinos.
Those who have never played roulette before often think that it is a complicated game. However, after some research, it turns out that the truth is quite the opposite - roulette is a simple game, especially when you compare it to other table games like blackjack or craps. In addition, for each spin in the online casino, it is possible to pause for exactly as long as you want, so that you can decide which stakes to play with.
In roulette, everything comes down to guessing the right number. You can try to predict exactly one number or, for example, whether the next number will be an odd or even number, or, for example, guess the color of the incoming number (red or black). Payouts depend on the statistical probability of winning in roulette, so the smaller the chance, the higher the win and vice versa.
In the case of Estonian sports bettors, most bets are placed on football, basketball, tennis and ice hockey at both amateur and professional levels. Sports such as cricket and American football are certainly popular in the world. Sports betting can also be extended to non-sports events, such as reality show competitions and Estonian political elections.
Live casinos are an increasingly popular section of every casino. It is a live casino where players can enjoy the most direct casino experience possible without leaving home.
You can play variations of poker with the live dealer and other players as well. The most classic game is Texas Hold'em, but in Estonia, you can also play such poker versions as Omaha or 5-Card Draw. Of course, there are more gambling games offered by online casinos in Estonia, but in general, they are already less known and intended for casino lovers with very specific wishes.
There are a few terms to know before joining a casino site in Estonia, especially if you want to win some money. Here are the most important facts about casino games and their algorithms.
RTP is an abbreviation of Return To Player and represents the average payback percentage of a particular casino game, mainly slots. RTP is the opposite of the casino’s house edge. In other words, if the RTP of the game is 96%, the house edge is 4% (100-96=4).
Although for a player who makes, say, 10 spins on a slot, this average payout percentage may not mean anything in principle – since payouts are made completely randomly using a random number generator, it is important for the casinos themselves. This is because the RTP shows how big the casino’s advantage is for a very large number of spins.
The average payback percentage gives the recorded result just at millions of spins. For example, if the average payback percentage, or RTP, is 95%, it means that approximately 95% of the money wagered on a given slot is returned to players. However, this does not mean that if you bet for 100 euros, you will get back 95 euros. In theory, of course, this is exactly the case, but in practice you would only see this result with very large numbers of spins. In practice, your 100 euros bet can turn out to be several thousand euros, or you can lose it all.
Recently, a lot of game manufacturers offer the casinos themselves the possibility to choose from several different RTP settings for their games. For example, one game can have three different possible RTPs. For example, 94%, 95% and 96%. And each casino can choose what RTP they want to offer the player. Therefore, the RTP of the same game can be different in different casinos, and therefore it is always worth paying attention to it.
While a few years ago, only a few game manufacturers offered casinos the opportunity to choose from several different RTP settings, now many different game manufacturers do this.
Some of the most famous ones are Play’n Go, Pragmatic Play, and Nolimit City. You can also find this option in several NetEnt games. Quickspin, Thunderkick, and Microgaming have also begun to offer casinos the option to choose the RTP themselves. As far as we know, Yggdrasil, Blueprint Gaming, Big Time Gaming, Relax Gaming, and Elk Studios are stuck with one more RTP, at least for now. In other words, the RTP of games from these game manufacturers should be exactly the same in every casino.
At this point, a question might arise – can casinos change the RTP of the game at any moment they want? For example, offer a higher RTP on weekdays and a lower RTP on weekends. As a rule, this is not possible and there is no need to worry about it. The casino initially chooses one RTP configuration for each game or game manufacturer and it is not changed later. In other words, if one day you have checked the RTP of a particular game in casino X, the next day you don’t have the time to do it again.
We mentioned before that a player may not perceive their RTP at all when playing games with different RTP during their hundreds of spins. This is true. But still, playing games with a higher RTP has a higher chance of winning in the long run than playing games with a lower RTP. So it is always worth choosing games with a higher RTP. And in the case of games from game manufacturers that give the casinos themselves the opportunity to choose between different RTP sizes, it is always worth choosing the casinos that have chosen the highest possible RTP for a particular game.
In Estonian, the words volatility, risk factor, or payout density/stability could be used here as well. If the RTP of the slot shows how much the game pays back to the players on average from the money invested in it, the volatility of the slot shows how stably the game performs these repayments.
As a rule, the RTP of games in online casinos is higher than in land-based casinos. If the RTP of an online video slot is less than 94%, it could be called a relatively poor average payback.
However, the equivalent RTP for a land-based casino is already very high. This difference is also easy to understand – land-based casinos have a lot of additional costs compared to online casinos, and in addition, their space and number of machines are limited. On the Internet, hundreds of players can play the same slot at the same time, while, for example, in some Olympic Casino one-handed bandit button versions, only one player can play at a time.
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Online casino bonuses can be very different. From the usual sign-up bonus to various cashback bonuses. Below we introduce some of the most popular types of bonuses that Estonian casinos offer.
The casino’s welcome bonus, i.e. the joining bonus for new players, is intended for players who have just registered an account in a particular online casino. The welcome bonus can consist either only of a deposit bonus, for example the casino gives you 100% of your deposit on its own, or, for example, of a deposit bonus and also free spins. The most common welcome bonus is a 100% deposit bonus, but it can also be 50% or even 200% or 500%.
A no-deposit bonus, as the name suggests, is a bonus that does not require a deposit. The casino gives you either free money or, for example, free spins instantly, without you having to do anything. The no deposit bonus is completely risk-free for you but not many casino sites in Estonia will offer them.
The casino can also give you a certain number of free spins as a bonus. In the case of a free spins bonus, the casino gives you free spins for one reason or another, which you can use without using your own money, usually in one specific slot game. Most commonly, the value of each free spin received is the lowest bet of that slot game. Free spins can also be part of a welcome bonus or regular deposit bonus.
Reload bonuses are offered by online casinos to existing players or to players who have not entered the casino for some time. The purpose of a reload bonus is usually simply to provide you as a player with additional motivation to make a new casino deposit. Or for the reactivation of hibernating players.
A reload bonus is a bonus that can be used with a deposit, that is, it could also be called a deposit bonus, in which case the casino gives you, for example, 20% in addition to your deposit. Sometimes, however, the casino will simply send you free spins instead.
Although no wagering requirements are not very popular bonuses among casinos, they are one of the best types of casino bonuses for the player. A no wager bonus is the best bonus, because regardless of whether you are offered bonus money with no wagering requirement or free spins, no wagering requirements are applied to the winnings obtained with this bonus. The winnings obtained through this bonus are real money, which you can withdraw from the casino immediately if you wish.
The cashback bonus is a slightly different type of bonus than the other bonuses mentioned previously. In the case of a cashback bonus, the casino gives you back a percentage of your lost money in case of a loss. With such a bonus, you have nothing to lose, so it is always worth accepting.
In the case of such offers, the casino will give you back 5% to 25% of the money you lost during a certain period. For example, if you lost €100 during the last week and you are offered 10% money back from the bonus, you will get back €10 of the lost money.
Sometimes you have rarely seen money back bonuses in casinos, which do not depend on your losses, but you get a small percentage of money back from each spin you make. However, the latter type of cashback bonus is not very widespread, as it clearly reduces the casino’s house edge.
Live casinos are becoming an increasingly popular way to play traditional casino games online. Online table games in HD quality that are dealt through a professional croupier give you an authentic traditional casino gaming experience using only your computer or smartphone.
Today, many casinos offer two different sign-up bonuses – one is intended primarily for playing slots and the other for trying out live casino games. In the case of a live casino bonus, the casino gives you, for example, bonus money that is only intended for playing in the live casino. This gives you the opportunity to play a few hands of live blackjack for bonus money or try your luck at live roulette. Sometimes you can get bonus money for playing a specific live casino game for a certain minimum amount, for example.
Sometimes casinos can also offer players offers that can only be used for playing on some mobile devices. For example, a casino may give you 10 free spins, which you can only trigger using your smartphone, and cannot be used on a computer.
The goal of such bonuses for playing on mobile is to get more people to play online casino games through their phones. It should be mentioned that in Estonian online casinos, there have not been many such separate bonuses for playing on mobile phones. But that doesn’t mean they don’t exist at all.
If you can’t see the bonus, you probably forgot to enter the required bonus code when making a deposit, or you forgot to put a tick in the right box to receive the bonus. However, if neither of these is definitely the reason, then you may have made a deposit smaller than the required deposit amount to receive the bonus, or you may have used a deposit method that was excluded from receiving the bonus. Either way, simply contact the customer support team and resolve the problem.
Money transfers in online casinos have been made very easy, even if you have never visited an online casino before. Basically, money transfers take place in exactly the same style as buying goods from an online store. In many internet casinos, you can even use the bank links of Estonian banks for money transactions. If some casinos do not use it, there is definitely an alternative. Different payment methods work a little differently, so let’s take a closer look at common payment methods in Estonia.
✅ Payment services: Trustly, Brite, and Zimpler Go – These payment services offer lightning-fast payouts and are especially popular these days. Both withdrawals and deposits take place through the internet bank, using a payment service, which is usually Trustly. In the case of Trustly, it is a Swedish company that operates under strictly regulated financial supervision. In addition to Trustly, Brite and Zimpler have also gained popularity recently.
Instant casino payment service providers allow very fast money transfers. Deposits are transferred to your game account immediately, and withdrawals also work quickly, money is paid out as soon as it is approved. In most cases, the speed depends on the transfer speed of your own bank. Here lies the biggest difference compared to traditional casinos, where several documents need to be submitted to receive a payout, and payment processing takes a minimum of one day, on average a few days.
✅ Bank cards: Visa and Mastercard – Visa and Mastercard are definitely familiar payment instruments to Estonians, they are the most used transfer methods in the world. When paying, you need to enter the card number, validity period, and three-digit security code, and it’s that simple. It works on the exact same principle in online casinos.
Even if the casino accepts Visa and Mastercard deposits, withdrawal options may not be available. In this case, you have to make the payment in another way, for example, by bank transfer. However, if you make a transfer with Visa or Mastercard, it is necessary to go through the identification process. To do this, you need to send a picture of both the front and back of your debit card to the casino. Once your withdrawal request is confirmed, it usually takes one (up to three) business days for the withdrawals to arrive in your account.
In addition, it is worth paying attention to the service fees, in the case of Visa and Mastercard payments, there can sometimes be a two-three percent fee.
✅ E-wallets: Skrill and Neteller – E-wallets (internet wallets) are a particularly popular payment method in online casinos today. The most common are Skrill and also Neteller, which work similarly to the world-wide and very popular PayPal.
In the case of an e-wallet, it’s like a separate private account where you can transfer money from your bank account. It is like acting as an intermediary between your bank and the online casino, in which case you do not need to transmit your data to the online casinos, and payments to the casinos are also not displayed on your bank account. Since many Estonians want to keep their bank account “clean”, so to speak, this is the perfect way to make money transactions while playing in online casinos.
E-wallets do not charge a service fee for deposits or withdrawals. One of the biggest reasons for the popularity of e-wallets lies in their speed. Deposits are transferred to the game account immediately, and withdrawals are also really fast. As soon as the online casino has processed the withdrawal request, the money is transferred directly to the e-wallet, usually, it takes minutes (maximum a day).
One of the (biggest) disadvantages of using an e-wallet is that there are no bonus offers for this payment method, so be sure to read the online casino’s bonus terms before making a payment.
✅ Cryptocurrencies – Cryptocurrency is virtual money that can be used completely anonymously on the Internet. Examples of cryptocurrency are Bitcoin, Ethereum, and Litecoin, the most well-known of which is of course Bitcoin. However, not all cryptocurrencies are accepted as payment in online casinos, so check the casino’s rules beforehand.
Using cryptocurrency to deposit in an online casino is very easy. The deposit is made and the bitcoins are transferred to the online casino in a few minutes! Both deposits and withdrawals in cryptocurrency are often fee-free. If you value anonymity, then cryptocurrency is just for you, because you don’t have to reveal your personal or bank details to anyone, all you need is a Bitcoin wallet address. Withdrawals are also very simple, just like deposits. Withdrawal can take anywhere from ten minutes to a few hours.
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Gambling in Estonia is legal and well-regulated. All people over the age of 21 can access many safe and legal gambling houses and enjoy all games of chance.
There are many legal and licensed gambling houses that Estonians can access and such places are always safe to use.
No deposit limits are set by the state, hence, any limits regarding deposits and withdrawals will be the ones set by casino sites. There is the Responsible Gaming initiative that allows players to set limits themselves, which prevents unnecessary money expenditure.
Only the lottery is taxed by 18% – all other casino winnings are tax-free.
If in the case of a deposit, it appears on the game account almost immediately, regardless of the payment method, the time of withdrawal depends on the payment method already used. In Pay N Pay casinos, you get payouts in an average of 15 minutes, with e-wallets it often takes less than 12 hours, when using bank cards, it takes about 1-3 working days for payouts.
Finding the best casino site is no easy task. Many casinos are great and offer many perks. It is up to the player to pick which casino suits them best.
All casino games are present, such as poker, roulette, blackjack, craps, slots, and many others. Additionally, there are more games available, such as bingo, scratch cards, sports betting, and more.
Blackjack is arguably the most popular game in Estonia. The game is always fun to play, easy to learn, and generally has high RTP.
Several casino sites in Estonia will offer free spins for various slot games. Although they are not that present, free spins should be collected whenever possible.
By signing up to a casino site in Estonia, the player can claim the sign-up bonus. There are different types of welcome bonuses – the most common one being the matching bonus, where it is necessary to deposit money for the first time in order to claim it. There are welcome bonuses without the necessity of deposits and they can be claimed immediately after registering.
There is no direct treatment for gambling addiction and problem gambling. The problem is dealt with through counseling and psychotherapy. Counseling is completely free and is available in Estonia and Russian. To register for counseling and/or in case of urgent questions, call the gambling line at 15410. The counseling center guarantees confidentiality, and you can go to counseling alone or with loved ones.