Eminyakeni eyishumi edlule, uhlelo lwamabhange e-inthanethi eNdiya cishe lwalungekho. Isimo sasibi kakhulu kangangokuthi iningi lezakhamuzi zezwe lalingenawo ama-akhawunti asebhange. Ngokuqondile, sikhuluma ngabantu abacishe babe yizigidi eziyi-150, okuyisibalo esingaphezu kokuphindwe kabili kwesibalo sabantu base-UK. Kodwa ngo-2016, i-Royal Bank of India yashintsha lokhu kwaba kanye ngokwethula i- isevisi esekelwe ezinkokhelweni ebizwa nge-UPI: Unified Payments Interface.
Njengomthandi wekhasino waseNdiya, le sevisi ikuvumela ukuthi wenze izinkokhelo eziqondile nezisheshayo kwamanye amakhasino adume kakhulu aku-inthanethi embonini. Masifunde konke mayelana nemininingwane ye-UPI, ukuze uqale ukusizakala ngayo ngokushesha okukhulu.
1 |  | Yenza idiphozi yakho yokuqala futhi thola ibhonasi yomdlalo engu-100% |
| Funda 22Bet Ukubuyekeza Ulwazi olusheshayo | Uhlolojikelele
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2 |  | 100% Idiphozithi Yokuqala Ibhonasi! |
| Funda Ivibet Buyekeza Ulwazi olusheshayo | Uhlolojikelele
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3 |  | I-100% ibhonasi yokufanisa kuze kufike ku-£100 manje! |
| Funda 888Casino Buyekeza Ulwazi olusheshayo | Uhlolojikelele
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Ukweqa Ngokushesha ⇣
I-UPI iyindlela yokukhokha edumile esizuze ukuthandwa okuphawulekayo muva nje e-India, enikeza indlela engenamthungo nelula yokudlulisa izimali ngedijithali. Kungakhathaliseki ukuthi ucabanga ukusebenzisa i-UPI ukwenza izinto nge-inthanethi noma ikakhulukazi amakhasino aku-inthanethi, kubalulekile ukuqonda ubuhle nobubi obuhlobene nale ndlela yokukhokha. Ukukusiza ekuhloleni ukufaneleka kwayo ezidingweni zakho, sihlanganise uhlu lwezinzuzo ezibalulekile kanye nobubi bokusebenzisa i-UPI emakhasino aku-inthanethi.
| 👍 Izinzuzo | 👎 Ububi |
|---|---|
| Idiphozithi esheshayo yokudlala igeyimu esheshayo | Itholakala kuphela e-India |
| Ukuzihoxisa ngokushesha | |
| Izici zokuphepha ezithuthukisiwe |
Uma kuziwa ekusebenziseni i-UPI yezentengiselwano zekhasino eku-inthanethi, kungokwemvelo ukuba nokukhathazeka okuthile noma ukungaqiniseki. Nokho, ukuthola ukuqonda okuhle kokuthi ungasebenzisa kanjani i-UPI ngempumelelo emakhasino aku-inthanethi kungasiza ukubhekana nalokhu kwesaba.
Izimali ezingaba khona ezihlobene namadiphozithi kanye nokuhoxiswa kwemali - Nakuba imisebenzi ye-UPI kumasayithi ekhasino ngokuvamile iheha izinkokhelo ezincane, kuyatuseka ukuthi uqaphele noma yiziphi izindleko ezingase zisebenze, njengoba zingahluka phakathi kwezinkundla ezihlukene.
Ngenhlanhla, imali yokushintshisana iyasebenza ku- ububanzi be-0.5 - 1.1% ngezinkonzo ezahlukene. Ukuduma okukhulayo kwe-UPI njengendlela yokukhokha ekhethwayo yemisebenzi ye-inthanethi kubangele izithuthukisi eziqhubekayo, ukuqinisekisa isipiliyoni esishelelayo nesingabizi kakhulu.
Izinkinga Nezixazululo Zekhasino ye-UPI - Njenganoma iyiphi indlela yokukhokha, izinkinga ngezikhathi ezithile zingase ziphakame uma usebenzisa i-UPI emakhasino aku-inthanethi.
Nokho, kubalulekile ukuqaphela ukuthi izinkinga eziningi ngokuvamile zibangelwa izici ezifana nalezi ukufakwa kolwazi okungalungile noma ukuntengantenga kobuchwepheshe okuvamile ngaphakathi kwesistimu yekhasino eku-inthanethi. Ngokuhlala uqaphile futhi ulandela izixazululo ezinconyiwe, unganciphisa noma yiziphi izinselele futhi wandise ulwazi lwakho lwe-UPI lapho udlala kumakhasino aku-inthanethi.
I-UPI iyinkundla yokukhokha yedijithali ekhula ngokushesha e-India enikeza indlela elula nevikelekile yokwenza ukuthengiselana nge-inthanethi. Yize i-UPI iyindlela yokukhokha edumile emakhasino aku-inthanethi, ayitholakali ngaphandle kwaseNdiya. Uma uhlola enye indlela yokukhokha ongayisebenzisa emakhasino aku-inthanethi, qhubeka ufunda ukuze uthole ezinye izindlela.
Ngobuningi bezinketho zokukhokha ezitholakalayo amakhasino aku-intanethi, kubalulekile ukuqonda izinzuzo nemikhawulo ehlukene yendlela ngayinye. Ake siqhathanise i-UPI nezinye izindlela zokukhokha ukuze sinqume indlela yokukhokha engcono kakhulu.
| paysafecard | Ama-E-Wallets | Ukudluliselwa Kwebhange | Ama-cryptocurrencies | |
|---|---|---|---|---|
| Ukudluliselwa okusheshayo | ✔ | ✔ | ✖ | ✔ |
| Imikhawulo Yokukhokha | ✔ | ✔ | ✔ | ✔ |
| Ukungaziwa | ✔ | ✖ | ✖ | ✔ |
| Izimali | ✔ | ✔ | ✖ | ✖ |
I-UPI iyisevisi yasebhange eku-inthanethi eyakhiwe yiRoyal Bank of India. Umgomo oyinhloko wale nkonzo entsha kwakuwukuxazulula zonke izinkinga amaNdiya ayenazo ngezamabhange ngokuwanikeza uhlelo oluyisisekelo wonke umuntu angalusebenzisa. Igama lesevisi livela kusihlonzi esiyingqayizivele esitholwa yiwo wonke umsebenzisi - i-UPI ID.
Uma usunayo i-UPI ID yomuntu othile, ungakwazi ngokushesha umthumele izimali ngemizuzwana. Ngesevisi enjalo eqondile nesheshayo, manje usuyaqonda ukuthi i-UPI yenza kanjani i- omuhle kakhulu inketho yokukhokha yekhasino eku-inthanethi.
Ukusebenzisa i-UPI e-India kungaba ukukhetha okukhethekile ngezidingo zakho zokukhokha. Yebo, ukusebenzisa i-UPI kungaba ukukhetha okukhethekile ngezidingo zakho zokukhokha. I-UPI ihlinzeka ngendlela elula nevikelekile yokwenza ukuthengiselana, ikwenze kube kufanelekile ukucatshangelwa kokubili izinjongo zomuntu siqu nezebhizinisi. Nge-UPI, ungajabulela ukudluliswa kwezimali okungenazihibe futhi okusheshayo phakathi kwama-akhawunti asebhange, kuqede isidingo semininingwane ye-akhawunti ende noma izikhathi zokulinda ezihambisana nezindlela zokukhokha ezivamile.
Kodwa-ke, kubalulekile ukuqaphela ukuthi i-UPI itholakala ikakhulukazi e-India, ngakho-ke ukusetshenziswa kwayo kungase kukhawulelwe kubantu abahlala noma abenza imisebenzi ngaphakathi kwezwe.
Ungasebenzisa izinhlelo zokusebenza eziningi zeselula ukufaka imali kukhasino eku-inthanethi nge-UPI. Ezinye ezidume kakhulu zifaka i-Google Pay, i-PhonePe, ne-PayTM.
Lokhu kuncike ngokuphelele endaweni yekhasino oyisebenzisayo. Kodwa-ke, ngokujwayelekile, idiphozithi encane esebenzisa i-UPI ilingana no-$1.
Ungafuna zonke izinhlobo zamabhonasi uma usebenzisa i-UPI. Lokhu kusho ukuthi ungasebenzisa wonke amabhonasi okwamukela, ukulayishwa kabusha, ama-spins amahhala, amadiphozi omdlalo, kanye nazo zonke ezinye izinhlobo zamaphromoshini.
Isikhathi sokucubungula ukuhoxiswa sincike kukhasino eku-inthanethi lapho udlala khona. Ngokuvamile, ungalindela ukuhoxiswa kwakho kwe-UPI ukuthi kuphothulwe cishe ezinsukwini ezingu-2–3.
Kungase kube nezinkokhelo ezifakiwe lapho uhoxa kwekhasino nge-UPI. Inani lezinkokhelo lincike ebhange lakho nekhasino eku-inthanethi, ngakho-ke kungcono ufinyelele kukho kokubili.
I-UPI itholakala ikakhulukazi eNdiya, eBhutan, naseSingapore.
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